Our Value


We are good listeners. We make suggestions after gaining a better understanding of our client’s current situation, risk tolerance and long-term goals. We believe that the greatest determinant of return is asset allocation. We believe markets are generally efficient, and active managers have struggled to outpace passive strategies. Costs matter and need to be a factor in portfolio construction. We provide full transparency of our compensation, and we strive to achieve the same outcomes for our clients that we would expect for ourselves given similar situations, goals and objectives.